Contact

Linda Hines, ACBC

Principal Member

linda.hines@ebasllc.com

 

 

Samantha VanSomeren

Operations Manager

sam.vansomeren@ebasllc.com

 

 

Laura Hodges

Account Representative

laura.hodges@ebasllc.com

 

 

 

 

715.273.0128

866.341.EBAS

(F) 715.273.0147

218 N. Broadway St.

Ellsworth, WI 54011

Mon-Fri: 8:00-4:30

*Between Memorial Day and Labor day the office closes at Noon on Fridays.

Who our Clients Are

Employers who look for resources which collaborate together and assist them in employee benefit design, communication and administration services based on their business philosophy. Many employers are compassionate to what they want to offer their employees yet be cost effective. This is a struggle to employers and EBAS will work with employer clients to customize the benefits package based on their needs and budget.

 

These customized packages are very unique to each employer client which enables the employer to offer a valuable package to their employees. Each employer is given the opportunity to be creative throughout the process of design. This technique has proven to build a benefits package that has longevity and continuity, (a rare combination but very effective).

 

Employees that work for our employer clients will receive personalized service to assist with benefits communication and coordination of claims. Employees need to be able to concentrate on their jobs and need to feel confident that their benefits are not a burden. EBAS will work with each employee and their benefit claims with care and thoughtfulness. This type of advocacy has shown to make the benefits package efficient and cost effective for the employee.

 

Insurance Brokers who are interested in showing their employer clients the type of benefits that are not 'shelf type products'. Many brokers will find it easy to show a spreadsheet of benefit options but forget many pieces of the puzzle that fills with the employer's business philosophy. The brokers we work with are experienced and trained to look at broader solutions that may not always be easy for them but will be beneficial for their clients.

 

The brokers we work with will understand that working with a 'service and compliance resource' such us EBAS will help enhance the services they offer their clients. We assist the broker with many administrative processes and compliance issues that are laid upon their shoulders.

Executive Summary

EBAS (formally known as Employee Benefits Administration Services, LLC), was established in 2002 by Linda A. Hines, ACBC.  Linda incorporated her vast experience, of over 20 years working with benefits administration, into an organization with the energy and scope of providing state of the art benefits administration consulting to employers who want to maintain a competitive employee benefits package that is cost efficient to the employer as well as the employee.

 

Our mission statement states that we will service according to the ‘Golden Rule of Life’. This means we service the employer as if we were the employer ourselves and we service the employee as if we were that employee. In doing this, we keep in mind that how we communicate benefits to the employer or the employee is a direct representation of who we are.

 

EBAS is known nationally and recognized as an advanced employee benefits administrative consulting firm which works with benefit plans that are not part of the norm and as being an advocate for compliance and education of these types of plans.  The Benefit Consultant Training, LLC  (BCT formerly known as NAABC) recognizes Linda as their Compliance Director for Continuing Education to its national membership of over 3000 insurance brokers.  Many other TPAs and insurance organizations throughout the country also call upon Linda to consult and train them about designing benefits plans that could implement these options together for a complete and compliant benefits package.

Industry Referrals

Allstates Rigging

Two Rivers, WI

 

Samantha Grage

(800) 844-7965

Jewish Council for Youth Services

Chicago, IL

 

Cathy Carlo

(312) 726-8891

Rodli, Beskar, Krueger & Pletcher S.C.

River Falls, WI

 

Sue Walz

(715) 425-7281

General Plastic Extrusions, Inc.

Prescott, WI

 

Cindy Durhman

(715) 262-3806

Kamm Insurance Group

Chicago, IL

 

Ed Briggs

(312) 425-2344

McHenry Township

McHenry, IL

 

Flo Giba

(815) 385-5605

A-1 Excavating, Inc.

Bloomer, WI

 

Sandy Schmidt

(715) 568-4141

Midwest Select Insurance Group, LLC

Eau Claire, WI

 

Chris Dooley

(715) 309-5495

Blue Northern Air Conditioning, Inc.

Channelview, TX

 

Sharon Pantin

(281) 452-9663

JMS Benefit Solutions, L.P.

New Braunfels, TX

 

Jim Skinner

(210) 822-4770

2017 BCT Education Calendar - (Dates Subject to Change)

 

 

 

 

Click Here to Register

 

CBC (Chartered Benefits Consultants Course) 15CE credits

 Interactive Webinars

 

Schedule (all webinars will be from 10am to 2pm CT):

CBC 1                               CBC 2                                CBC 3

February 8th                               February 14th                             February 22nd

March 15th                                  March 21st                                 March 29th

April 5th                                       April 11th                                    April 19th

May 3rd                                       May 9th                                       May17th

June 7th                                       June 13th                                     June 21st

July 12th                                      July 18th                                       July 26th

August 9th                                  August 15th                                 August 23rd

September 6th                           September 12th                          September 20th

October 4th                                October 10th                               October 18th

 

This 15 hour CE course is now broken down into three parts to make it easier for your busy schedule  so you can achieve your credits and learn about CDHPs.  You must complete all three courses to receive your CE credits and to receive the CBC designation you must pass the CBC test.

 

Class 1:  Learn about the basics of insurance:  Fully insured products vs self- funded products.  Get updated on the Partially Self- Funded products (often called level funding) for small groups.  These products have gone through a makeover to accommodate more employers to have an affordable option within the ACA guidelines.

 

Then we will go into intricate detail about Health Savings Accounts, how they can work with other plans and how to communicate them to the consumer.

We will then discuss updated COBRA laws for employers and who needs to comply.

 

Class 2: Learn about Health Reimbursement Arrangements and how they can be integrated with group health plans.  These are very efficient plans that work well for employers to offer improved benefits and remain economically effective.  We will also go into detail on how the QSEHRA (effective 1/1/17) will work for small employers who do not offer group health plans.  Get updated with Cafeteria Plans and the details of Flexible Spending Accounts working with other benefit plan components and COBRA.

 

Class 3: Putting everything into perspective with case plan designs and analysis.  The financial part of plan designing will give you highlights to help you learn when certain components fit best and how to combine them.   You will also learn how to create an ‘affordable plan’ for employees to remain compliant.  Who must do the affordability test and the reporting requirements of an affordable plan.

Discussion will include each of the CMS/DOL/IRS reporting requirement and who must fulfill these requirements.   Which plan documents for each component that must be on file and / or distributed to employees will also be reviewed.

 

 

 

ACBC (Advanced Chartered Benefits Consultants Course) 8 CE credits

Interactive Webinars (9:00 Am - 5:00 PM CT)  2017 Summer and Fall Schedule

 

February 16th                        March 23rd                           April 13th

May 11th                                June 15th                               July 20th

August 31st                            September 28th                   October 26th

 

This course outline will teach you ways to analyze and create plan designs utilizing the CDHP components and pricing structures for keeping plans affordable for employees and employers.  Also included in this course will be updated ACA compliance and IRS reporting requirements for employers. You will also learn how to structure compliant ‘Carve Out’ plans.  COBRA and the Insurance Exchange options will be discussed.

 

To receive the ACBC designation you must pass the ACBC test.

 

 

Ethics Under Health Reform

4 hour CE webinar course

 

To be announced

 

You can now receive your CE requirements for ethics through the NAABC.  This 4 hour CE course will give you the ethical basics and professional practices when working within the employee benefits arena for consulting benefit designs based on the ACA laws.  Concentration will be given to working with employers on deciding to continue group insurance compared to individual insurance plans or other programs that are being offered within the exchange marketplace.

 

This class is approved in 9 states, so far!

Wisconsin, Pennsylvania, Idaho, Texas, Colorado, Indiana, Virginia, West Virginia and California

 

You can register for these classes online at www.naabc.com

Employee Benefits Administration Services • 218 N. Broadway St., Ellsworth, WI 54011

715.273.0128 • 866.341.EBAS • (fax) 715.273.0147

© EBAS 2017